Search Results | VOCEDplus, the international tertiary education and research database

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Higher education earnings premium: value, variation, and trends

Overall, people with a college education do better in the labour market than people with no education beyond high s... Show more
Overall, people with a college education do better in the labour market than people with no education beyond high school. Higher levels of education correspond, on average, to higher levels of employment and higher wages. Yet, as college prices rise and as examples of graduates struggling to find remunerative employment despite their credentials become more visible, both potential students and the general public are questioning the value of a college education. This brief highlights some of the complexities underlying discussions of the return to the investment in postsecondary education and describes some of the variation in outcomes that leads to the prevalent uncertainty about the value of the investment, clarifying that disappointing outcomes for some are not inconsistent with a high average payoff and significant benefits for most students.
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Authors: Baum, Sandy

Date: 2014

Geographic subjects: United States; North America

Resource type: Report, paper or authored book

Subjects: Higher education; Outcomes; Employment ... [+] Show more
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Education pays 2005

This supplement includes information on some of the benefits of higher education: the higher earnings and tax payme... Show more
This supplement includes information on some of the benefits of higher education: the higher earnings and tax payments associated with higher levels of educational attainment increases over time in the earnings premium and in the proportion of the population with college degrees; differences in employee benefits by level of education; continued differential voter participation rates in the 2004 election; differences in health-related behavior patterns by level of education. It also provides new details about the gaps in participation in higher education that were documented in the earlier report: differences in college enrollment rates by family income level; differences in college enrollment rates by race/ethnicity; differences in participation and degree completion by socioeconomic status, even after controlling for level of academic achievement in high school.
Edited excerpts from publication. Show less

Authors: Baum, Sandy; Payea, Kathleen

Date: 2005

Geographic subjects: United States; North America

Resource type: Statistical series

Series name: Trends in higher education series

Subjects: Higher education; Participation; Employment ... [+] Show more
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Strengthening federal student aid: an assessment of proposals for reforming federal student loan repayment and federal education tax benefits

Reviewing proposals for improving the complex array of federal student aid programs, [the authors] find agreement o... Show more
Reviewing proposals for improving the complex array of federal student aid programs, [the authors] find agreement on some broad policy directions but considerable differences of opinion about the details. Many advocates support automatically placing student borrowers into income-driven repayment plans, which set payments at some percentage of discretionary income. And virtually no one argues against consolidating tuition tax credits and deductions into one credit. This comprehensive report examines over 20 proposals for reforming student loan repayment and education tax credits and deductions, evaluating the equity and efficiency of proposed provisions and providing recommendations for strengthening these components of federal student aid.
Abstract from publisher's website. Show less

Authors: Baum, Sandy; Johnson, Martha

Date: 2016

Geographic subjects: North America; United States

Resource type: Report, paper or authored book

Subjects: Finance; Policy; Evaluation ... [+] Show more
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Trends in student aid: 2011

The role of financial aid in helping students to enroll and succeed in college becomes increasingly important as co... Show more
The role of financial aid in helping students to enroll and succeed in college becomes increasingly important as college prices continue to rise more rapidly than family incomes. This report provides detailed data on student aid of all types (grants, loans, work-study and tax benefits) from all sources (federal and state governments, colleges and universities, employers and other private entities). This report documents the growth in grant aid and education tax benefits through 2010-11, student debt patterns, and other trends in the funds available to help students pay for postsecondary education.
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Authors: Baum, Sandy; Payea, Kathleen

Date: 2011

Geographic subjects: North America; United States

Resource type: Report, paper or authored book

Subjects: Students; Higher education; Finance ... [+] Show more
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Who borrows most?: bachelor's degree recipients with high levels of student debt

Many discussions of student loan debt are clouded by a failure to distinguish between typical students and the grow... Show more
Many discussions of student loan debt are clouded by a failure to distinguish between typical students and the growing minority who borrow amounts and types of loans that are likely to cause them repayment difficulties. This policy brief focuses on the 17 per cent of 2007-08 bachelor's degree recipients who graduated with more than $30,500 in education debt. The report examines characteristics of undergraduate students whose debt levels are greatest. The problem is not that all students are borrowing too much but that some groups of borrowers may be at risk of serious financial difficulty. Many young people have a limited understanding of the effects of the obligations they are undertaking and cannot accurately predict future earnings.
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Authors: Baum, Sandy; Steele, Patricia

Date: 2010

Geographic subjects: North America; United States

Resource type: Report, paper or authored book

Series name: Trends in higher education series

Subjects: Finance; Students; Higher education ... [+] Show more
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Financing public higher education: the evolution of state funding

In this report, [the authors] examine differences across states in funding, enrollment, and pricing changes over ti... Show more
In this report, [the authors] examine differences across states in funding, enrollment, and pricing changes over time. College access and affordability are national issues, but students residing in different states have very different opportunities. These opportunities have evolved differently in recent years, depending on policy priorities as well as on state economies.
Abstract from publisher's website. Show less

Authors: Baum, Sandy; Johnson, Martha

Date: 2015

Geographic subjects: United States; North America

Resource type: Report, paper or authored book

Subjects: Higher education; Finance; Participation ... [+] Show more
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How much debt is too much?: defining benchmarks for manageable student debt

Many discussions of student loan repayment focus on those students for whom repayment is a problem and conclude tha... Show more
Many discussions of student loan repayment focus on those students for whom repayment is a problem and conclude that the reliance on debt to finance postsecondary education is excessive. However, from both a pragmatic perspective and a logical perspective, a more appropriate approach is to develop different benchmarks for students in different circumstances in order to differentiate between those students whose repayment requirements are excessive and those for whom debt burdens are manageable. The purpose of this report is to establish a range of empirically derived thresholds for manageable student debt in order to (a) provide good advice to students as they make decisions about financing their postsecondary education, and (b) inform the design of loan forgiveness and debt management programs intended to relieve excessive debt burdens.
Excerpt from website. Show less

Authors: Baum, Sandy; Schwartz, Saul

Date: 2006

Geographic subjects: North America; United States; Canada

Resource type: Report, paper or authored book

Subjects: Students; Higher education; Finance ... [+] Show more
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Financing public higher education: variation across states

In this report, [the authors] examine patterns of public college pricing, funding, and enrollment across the [Unite... Show more
In this report, [the authors] examine patterns of public college pricing, funding, and enrollment across the [United States], as well as instructional expenditures and student grant aid. Because most students remain in their home states to take advantage of lower tuition, a clear view of cross-state variation is vital for understanding the nature and extent of barriers to college affordability and for developing policies to address those barriers.
Abstract from publisher's website. Show less

Authors: Baum, Sandy; Johnson, Martha

Date: 2015

Geographic subjects: United States; North America

Resource type: Report, paper or authored book

Subjects: Finance; Higher education; Teaching and learning ... [+] Show more
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Education pays 2007: the benefits of higher education for individuals and society

Students who attend institutions of higher education obtain a wide range of personal, financial, and other lifelong... Show more
Students who attend institutions of higher education obtain a wide range of personal, financial, and other lifelong benefits; likewise, taxpayers and society as a whole derive a multitude of direct and indirect benefits when citizens have access to postsecondary education. Accordingly, uneven rates of participation in higher education across different segments of US society should be a matter of urgent interest not only to the individuals directly affected, but also to public policymakers at the federal, state, and local levels. This report presents detailed evidence of the private and public benefits of higher education. It also sheds light on the distribution of these benefits by examining both the progress and the persistent disparities in participation in postsecondary education. The benefits of higher education for individuals and for society as a whole are both monetary and nonmonetary.
Excerpt from publication. Show less

Authors: Baum, Sandy; Ma, Jennifer

Date: 2007

Geographic subjects: North America; United States

Resource type: Statistical series

Series name: Trends in higher education series

Subjects: Participation; Qualifications; Employment ... [+] Show more
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Fulfilling the commitment: recommendations for reforming federal student aid

In this report, the Rethinking Student Aid study group, brought together by the College Board with the support of L... Show more
In this report, the Rethinking Student Aid study group, brought together by the College Board with the support of Lumina Foundation for Education, the Spencer Foundation, and the Andrew W. Mellon Foundation to develop ideas for improving the federal student aid system, presents its recommendations. We hope these proposals will generate a new and open conversation about federal approaches to increasing postsecondary education opportunities. In the report that follows, we discuss the motivation for our efforts, the goals and principles on which we believe student aid policy should rest, and the details of our proposals for making federal student aid more effective. Our longterm interest is in modifying federal policies in ways that are consistent with the vision articulated in this report. Our immediate goal is to engage the higher education policy community in a frank and creative dialogue about how best to help students who face financial barriers to access and success in postsecondary education. Our report represents the best judgment of the study group members. The policy experts, academic researchers, and higher education professionals in the group spent two years studying and discussing the current system and ways to make it more effective for students. We believe the policies described in this report would expand educational opportunities and increase both the equity and the efficiency of the federal investment in higher education.
Excerpt from publication. Show less

Authors: Baum, Sandy; McPherson, Michael

Date: 2008

Geographic subjects: North America; United States

Resource type: Report, paper or authored book

Subjects: Participation; Policy; Higher education ... [+] Show more

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